Construction CL
Comprehensive protection for the construction sector.
The Civil Liability Insurance for Construction is designed for companies in the sector, covering both building and civil engineering.
This includes promoters, construction companies, and subcontractors that require full coverage of extracontractual civil liability, as stipulated in articles 1902 and following of the Civil Code.
Highlights
Legal Protection
Provides support against third-party claims, ensuring adequate defense in complex legal situations.
Policy Flexibility
Offers options for temporary and extendable annual policies, adapting to the specific needs of each project.
Full Coverage
Includes damage to property, personal injuries, and financial losses, thus protecting the interests of the company.
Support from Leading Insurers
The insurance is backed by companies with proven solvency, providing confidence and security to the insured.
Coverages
Payment Coverage
It protects outstanding payment installments. In the case of permanent contracts, it covers unemployment. For temporary contracts, freelancers, or public servants, it secures temporary incapacity. In addition, it covers hospitalization due to accidents, regardless of the insured person's employment situation.
Protection against Severe Losses
- It covers severe or irreversible losses due to accidental death
- Permanent total disability due to accident.
Civil Liability of Operation
Covers all claims of an extracontractual nature that are not expressly excluded, including:
- Material damages
- Personal injuries
- Property damages caused unintentionally to third parties in the exercise of the company’s activities.
Optional warranties
- Employer Liability
- Cross Liability
- Damage to Pre-existing Properties
- Legal Defense
- Civil and Criminal Bonds
- Other Risks: Includes demolition and debris removal, earthmoving, among others.
Construction CL
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