Accident Insurance for Building II
Essential protection for workers in the building sector.
This insurance is established by collective agreements, which define the specific professional activity to which each worker is dedicated.
It is important to keep in mind that not all agreements require the hiring of a collective insurance, but in most cases, its subscription is mandatory.
This insurance is established by collective agreements, which define the specific professional activity to which each worker is dedicated. It is important to keep in mind that not all agreements require the hiring of a collective insurance, but in most cases, its subscription is mandatory. The Collective Accident Insurance for Construction covers accidents that workers may suffer while performing their work.
The company is the policyholder and the workers are the insured. The coverage and the amounts that the workers will receive in case of an accident are established in the negotiation of the collective agreement and must be detailed in the insurance policy. This insurance is updated through regularization based on the submission of the TC2 by the company.
Highlights
The Construction Insurance protects workers, ensures legal compliance, and updates coverages according to agreements, providing peace of mind and stability to the company.
Adapted Coverage
Each collective agreement establishes specific coverage according to the professional activity, ensuring that workers receive the appropriate protection.
Continuous Update
The policy is updated annually, ensuring that the coverage remains up to date according to changes in regulations.
Legal Obligation
Although not all agreements require it, in most cases, purchasing insurance is mandatory, which protects both the company and the workers.
Transparency in Coverages
All coverage and amounts must be clearly detailed in the policy, providing security and clarity to the insured.
Coverages
The coverages included in the national agreement (adjustable according to the province) are
- Death due to Occupational Disease: €47,000.
- Great Disability due to Occupational Illness: €47,000.
- Absolute Permanent Disability due to Occupational Illness: €47,000.
- Death by Non-Work Accident: One monthly payment.
- Death due to Workplace Accident: €47,000.
- Absolute Permanent Disability due to Occupational Accident: €47,000.
- Total Permanent Disability due to Work Accident: €28,000.
- Total Permanent Disability due to Occupational Illness: €28,000.
- Severe Disability due to Occupational Accident: €47,000.
- Death from Common Illness: A monthly payment.
Accident Insurance for Building II
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